Civometry estimate · official averages only · nothing inferred about you
What does it cost to live in Dumfries and Galloway?
An estimate assembled from official averages: what households like yours spend according to the ONS survey, scaled to your region, plus your area’s official average rent and Band D council tax. It is a benchmark for a household of your shape, not a prediction of your bills, and every line says where it came from.
Civometry estimate · 1 adult, 0 children, Dumfries And Galloway, renting · Dumfries and Galloway
£1,090 a month
£1,090 everyday spending
Against net household income of £2,393 a month from the 2026/27 tax rules, that leaves £1,300 a month unallocated. Rounded to £10: the survey averages do not support anything finer.
Line by line
| Item | A month | Basis |
|---|---|---|
| Food and non-alcoholic drinks | £175 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Alcoholic drinks, tobacco and narcotics | £37 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Clothing and footwear | £46 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Household goods and services | £122 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Transport | £235 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Communication | £64 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Recreation and culture | £175 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Restaurants and hotels | £117 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Miscellaneous goods and services | £121 | UK survey average, Non-retired: One person, Year ending March 2025 |
| Housing | not estimated | choose a local authority for its official average rent, or type your rent |
| Council tax | not estimated | Band D by authority is published for England only |
| Total | £1,090 |
Not in the total: energy, water and home maintenance (the survey folds them into a housing group that also contains rent, so they cannot be separated at this level), mortgage payments unless typed, childcare, and the survey’s “other expenditure items” (holidays, gifts, mortgage capital). The survey suppressed health, education for this group as too small a sample, so they are missing too.
Assumptions and geographic level
- Household group
- Non-retired: One person: chosen from the number of adults and children typed. Retirement is not inferred from age.
- Everyday spending
- UK-wide survey averages for that group (Year ending March 2025), because the ONS publishes composition breakdowns only for the UK.
- Regional scaling
- None: no local authority chosen, so the UK average stands.
- Housing
- Official average rent for Dumfries and Galloway from the ONS Price Index of Private Rents, which covers all tenancies and sits below advertised rents for new lets.
- Council tax
- Band D for the billing authority. Bands A to C pay less; discounts and support are not applied.
- Price periods
- The lines are published for different periods and are added together without inflation adjustment, so the total mixes price years. The older a line’s period, the more it understates today’s prices.
- Income
- Net pay from the statutory rules (working); benefits other than Child Benefit are not included.