Housing · HM Land Registry · average house price June 2026, median full-time annual pay 2025

House price to pay ratio by local authority, ranked

Every area with a published figure, in order of years of median full-time pay per average home, lowest first, because this layer states that lower is better. Equal figures share a rank and are printed as ties; the order within a tie is alphabetical and means nothing.

All of the UK England Wales Scotland Northern Ireland Download all areas (CSV)See the map

#	Area	years of pay	UK percentile
1	Inverclyde S12000018	3.0 years	0
2	West Dunbartonshire S12000039	3.2 years	0
3	Aberdeen City S12000033	3.3 years	1
4	North Ayrshire S12000021	3.5 years	1
5	East Ayrshire S12000008	3.7 years	1
6	North Lanarkshire S12000050	3.8 years	1
=7	Shetland Islands S12000027	4.0 years	2
=7	South Ayrshire S12000028	4.0 years	2
9	Renfrewshire S12000038	4.1 years	3
10	Dundee City S12000042	4.3 years	5
11	Na h-Eileanan Siar S12000013	4.4 years	6
=12	Aberdeenshire S12000034	4.5 years	7
=12	Falkirk S12000014	4.5 years	7
=12	Fife S12000047	4.5 years	7
=12	South Lanarkshire S12000029	4.5 years	7
=16	Argyll and Bute S12000035	4.6 years	9
=16	Clackmannanshire S12000005	4.6 years	9
18	Angus S12000041	4.7 years	10
19	Dumfries and Galloway S12000006	4.8 years	10
20	Glasgow City S12000049	5.1 years	14
=21	Orkney Islands S12000023	5.5 years	16
=21	Stirling S12000030	5.5 years	16
23	Highland S12000017	5.6 years	19
=24	Perth and Kinross S12000048	5.7 years	21
=24	Scottish Borders S12000026	5.7 years	21
=24	West Lothian S12000040	5.7 years	21
27	East Dunbartonshire S12000045	6.0 years	27
28	Moray S12000020	6.1 years	29
29	East Renfrewshire S12000011	6.4 years	36
30	Midlothian S12000019	6.8 years	42
31	City of Edinburgh S12000036	7.0 years	46
32	East Lothian S12000010	7.2 years	49

How this ranking is made

Years of median full-time pay per average home: average house price ÷ median full-time annual pay, both as published.. The ratio of the UK House Price Index average price to ONS median full-time annual pay, by local authority.

Source: HM Land Registry: UK House Price Index: average prices · average house price: UK House Price Index: June 2026; median full-time annual pay: 2025 provisional. Boundaries: 2025-05 BGC v2 LAD_MAY_2025_UK_BGC_V2. Percentiles are calculated across the whole UK, so they do not change when the table is filtered to one nation. A ranking compares areas of very different sizes and populations; the figure is the publisher’s own, and its rank is Civometry’s ordering of those published figures.

Inverclyde has the lowest years of median full-time pay per average home of 32 Scotland local authorities with a published figure, at 3.0 years (average house price June 2026, median full-time annual pay 2025). Source: HM Land Registry: UK House Price Index: average prices.

Civometry · House price to pay ratio