61,516 residents · Middle East and Asia · South-East Asia · confidence: medium
People born in Malaysia
61,516 usual residents of England and Wales were born in Malaysia when the census was taken in March 2021. On the assumptions currently set they pay £19,620 a person a year and cost £15,589, a net £4,030 — 32nd of 163 of the countries on this page. Charging defence and debt interest the other way would make it £7,363.
Where the figure comes from
The result is not really about Malaysia. It is about four things this group happens to be, and every one of them is measured rather than assumed.
- Age
- Mean age 47. 4.2% are under 18 and 19.1% are over State Pension age, against 23.2% and 18.8% of the UK-born. Age drives more of the difference between rows on this page than anything else.
- Work
- 53.6% of the whole group is in work. Set beside what this group’s age structure alone would predict, that is 0.94 times the national rate — so fewer of them work than their ages would suggest.
- Pay
- Mean £43,857 and median £34,159 among those in work, built from the occupations this group actually works in and ASHE’s pay distribution for each of them. 92% of them earn enough to pay income tax. HMRC’s own records for people of this nationality imply £58,125, which is 1.27 times the modelled figure. The disagreement is published rather than corrected away, because correcting it would hide that HMRC counts nationality and the census counts birthplace.
- Housing and benefits
- 7.4% of households headed by someone born in Malaysia rent from a council or another social landlord, against 16.9% of those headed by someone born in England. Working-age benefit claims run at 0.19 times the UK-born rate, from DWP's own caseload.
How much the administrative record can say. HMRC's 17,842 taxpayers against the 29,034 the census implies is 61%: close enough that nationality and birthplace describe much the same people.
How settled this figure is
One input behind this figure was not measured for Malaysia and carries a regional stand-in: naturalisation coverage. Varying it by as much as the measured countries of Middle East and Asia differ from their own average puts the figure between £3,648 and £4,030.
Every line
Each figure is per person of this group per year. Hover a line to see the rule that produced it and the source it came from.
| Line | £ per person per year | Share |
|---|---|---|
| Income tax | £5,617 | |
| Other taxes | £3,839 | |
| VAT and duties | £3,819 | |
| National Insurance (employer) | £2,970 | |
| Income tax on pensions, profits and investments | £1,578 | |
| National Insurance (employee and self-employed) | £1,133 | |
| Council tax | £664 | |
| Total | £19,620 |
| Line | £ per person per year | Share |
|---|---|---|
| Health | £3,675 | |
| Defence, debt interest and central government | £3,333 | |
| State Pension | £2,435 | |
| Transport, environment, culture and the rest | £2,034 | |
| Incapacity and disability benefits | £1,039 | |
| Police, courts, prisons and fire | £952 | |
| Education | £688 | |
| Universal Credit and income support | £605 | |
| Other pensioner spending | £577 | |
| Housing and community | £143 | |
| Family and children | £103 | |
| Unemployment benefits | £5 | |
| Total | £15,589 |
Over a lifetime
The figures above describe this group as it is today, a mix of ages. A different question is what one person contributes across a whole life. Following someone from the age they arrive to the age they die, weighting each year by the chance of being alive to see it and discounting future pounds at 3.5% a year, one person arriving at 21 — this group’s own mean age of arrival — comes to £230,000 in present value. Their running total is above zero from the first year and stays there.
Arriving at 21 is this group’s mean, not its experience: people born in Malaysia arrived across a whole range of ages, and 30.5% of them arrived as children. Weighted by the arrival ages the census actually recorded, the lifetime figure is £136,000 rather than £229,000 at a flat arrival age of 25 — a difference explained on the arrival page.
| Arrives at | Present value | Undiscounted | Expected years | Breaks even |
|---|---|---|---|---|
| 20 | £226,000 | £147,000 | 62.5 | at once |
| 25 | £229,000 | £110,000 | 57.6 | at once |
| 30 | £198,000 | £43,000 | 52.7 | at once |
| 40 | £128,000 | −£40,000 | 43.1 | at once |
| 50 | £30,000 | −£123,000 | 33.7 | at once |
| 65 | −£118,000 | −£201,000 | 20.6 | never |
A lifetime figure and an annual figure are different kinds of number and must never be added or compared: one is a stock of present value, the other a flow. The calculation holds today’s tax rules and today’s spending fixed for the rest of a life, so it is the present value of today’s rules applied to a whole lifetime, not a forecast. It also uses one life table for everyone, because none is published by country of birth — so the groups that live longest are understated.