24,476 residents · Europe · Other Europe · confidence: low
People born in Malta
24,476 usual residents of England and Wales were born in Malta when the census was taken in March 2021. On the assumptions currently set they pay £17,526 a person a year and cost £21,853, a net −£4,327 — 138th of 163 of the countries on this page. Charging defence and debt interest the other way would make it −£994.
Where the figure comes from
The result is not really about Malta. It is about four things this group happens to be, and every one of them is measured rather than assumed.
- Age
- Mean age 59. 2.8% are under 18 and 36.4% are over State Pension age, against 23.2% and 18.8% of the UK-born. Age drives more of the difference between rows on this page than anything else.
- Work
- 47.3% of the whole group is in work. Set beside what this group’s age structure alone would predict, that is 1.05 times the national rate — so more of them work than their ages would suggest.
- Pay
- Mean £38,897 and median £31,450 among those in work, built from the occupations this group actually works in and ASHE’s pay distribution for each of them. 91% of them earn enough to pay income tax.
- Housing and benefits
- 7.3% of households headed by someone born in Malta rent from a council or another social landlord, against 16.9% of those headed by someone born in England. No administrative benefit figure describes this group — DWP records nationality, and for this country nationality and birthplace are not the same people — so a regional average of 1.03 stands in.
How much the administrative record can say. HMRC published no unsuppressed figure for this nationality, so the modelled figures cannot be checked against the tax record.
How settled this figure is
2 inputs behind this figure were not measured for Malta and carry a regional stand-in: benefit rate, social renting. Varying them by as much as the measured countries of Europe differ from their own average puts the figure between −£5,209 and −£3,444.
Every line
Each figure is per person of this group per year. Hover a line to see the rule that produced it and the source it came from.
| Line | £ per person per year | Share |
|---|---|---|
| Income tax | £3,962 | |
| VAT and duties | £3,813 | |
| Other taxes | £3,712 | |
| Income tax on pensions, profits and investments | £2,290 | |
| National Insurance (employer) | £2,203 | |
| National Insurance (employee and self-employed) | £882 | |
| Council tax | £664 | |
| Total | £17,526 |
| Line | £ per person per year | Share |
|---|---|---|
| Health | £5,126 | |
| State Pension | £4,635 | |
| Defence, debt interest and central government | £3,333 | |
| Universal Credit and income support | £2,598 | |
| Transport, environment, culture and the rest | £2,034 | |
| Incapacity and disability benefits | £1,356 | |
| Other pensioner spending | £1,099 | |
| Police, courts, prisons and fire | £963 | |
| Education | £480 | |
| Housing and community | £141 | |
| Family and children | £69 | |
| Unemployment benefits | £21 | |
| Total | £21,853 |
Over a lifetime
The figures above describe this group as it is today, a mix of ages. A different question is what one person contributes across a whole life. Following someone from the age they arrive to the age they die, weighting each year by the chance of being alive to see it and discounting future pounds at 3.5% a year, one person arriving at 12 — this group’s own mean age of arrival — comes to −£27,000 in present value. Their running total never settles above zero: what they contribute while working is undone by what they cost afterwards.
Arriving at 12 is this group’s mean, not its experience: people born in Malta arrived across a whole range of ages, and 67.9% of them arrived as children. Weighted by the arrival ages the census actually recorded, the lifetime figure is −£57,000 rather than £133,000 at a flat arrival age of 25 — a difference explained on the arrival page.
| Arrives at | Present value | Undiscounted | Expected years | Breaks even |
|---|---|---|---|---|
| 20 | £127,000 | −£43,000 | 62.3 | at once |
| 25 | £133,000 | −£59,000 | 57.4 | at once |
| 30 | £110,000 | −£103,000 | 52.5 | at once |
| 40 | £58,000 | −£141,000 | 42.9 | at once |
| 50 | −£20,000 | −£185,000 | 33.6 | never |
| 65 | −£123,000 | −£205,000 | 20.5 | never |
A lifetime figure and an annual figure are different kinds of number and must never be added or compared: one is a stock of present value, the other a flow. The calculation holds today’s tax rules and today’s spending fixed for the rest of a life, so it is the present value of today’s rules applied to a whole lifetime, not a forecast. It also uses one life table for everyone, because none is published by country of birth — so the groups that live longest are understated.